Yes. Banjo can support eligible greenfield franchise opportunities, including new site setup costs, fit-outs, equipment, inventory, upfront franchise fees and working capital. For sites trading less than two years, greenfield funding is available where the franchise system is accredited with Banjo, or willing to complete our franchisor accreditation process. Contact Banjo's Franchise team to check whether your franchise system is already accredited.
Greenfield franchise funding is finance for a brand-new franchise site, or a site with less than two years' trading history. It helps cover the costs of launching and running a new location, including franchise fees, fit-out, equipment, signage, technology, opening stock and working capital while the business ramps up.
Banjo franchise funding can help with opening a new greenfield site, buying an existing franchise business, franchise fees and setup costs (including stock), fit-outs and refurbishments, equipment, inventory, technology and signage, working capital and cash flow, expansion into additional sites, and refinancing existing business or ATO debt.
Franchise opportunities move quickly, from new site openings to fit-out deadlines and resale opportunities. Banjo's approach is fast, practical and scenario-led, backed by a team that understands both new and established franchisees. Unlike many lenders, Banjo can also fund eligible greenfield opportunities, supporting franchisees and franchisors from a site's first day of trading through to expansion and beyond.
Banjo works with a wide range of franchise systems, with a focus on established brands, proven business models, and franchisors that provide strong support to their franchisees.
Yes. We consider applications from first-time franchisees, particularly those joining an established franchise system with a strong operating model and franchisor support. A solid business plan, cash flow forecast and relevant experience will strengthen your application.
We offer business loans and asset finance from $20,000 to $5 million* for franchise-related purposes.
Eligibility depends on the opportunity, trading history, funding purpose and franchise system. As a guide, applicants generally need a minimum annual turnover of $500,000 (actual or projected), an active ABN or ACN, and a clear funding purpose. New or greenfield sites also need a business plan and cash flow forecast, and greenfield sites trading less than two years need to be part of a franchise system that is accredited with Banjo, or willing to complete accreditation.
Yes. We can fund upfront franchise fees, fit-out costs, equipment purchases or initial working capital to help you get your franchise business started smoothly.
Yes. Whether you're purchasing an additional established site, opening a new greenfield location, or growing a portfolio of franchise businesses, we can structure funding around your growth plans, for single-site operators scaling up and experienced multi-site groups alike.
Franchisors can apply to have their franchise system accredited with Banjo. Accreditation helps us understand your network, operating model, franchisee support and trading benchmarks, so we can assess eligible franchisees more efficiently. The process is generally quick, and once accredited, your franchisees can access all types of Banjo funding, including greenfield. Contact Banjo's Franchise team to get started.
Yes. Banjo has a team experienced in franchise finance who understand the nuances of franchising and can guide you through the process. Call 1300 22 65 65 to discuss your scenario.
Absolutely. We work closely with accredited brokers through our dedicated BDM team, offering support, tools and fast turnaround across all franchise lending scenarios, including greenfield.
Applications can be submitted online via Banjo's website, or through an accredited commercial finance broker. Our process is designed to minimise paperwork and maximise speed.
