About us

Similar to the small business owners we represent, we have passion, self-belief and a vision of how to do things better. In our case, offering new ways small businesses can access capital to fund their growth.

As with all businesses, we have passion, self-belief and a vision of how to do things better. In our case, offering Australian business a faster way to access capital and fund growth.

Banjo is an online lender providing loans to small and medium sized Australian businesses.

Our customers are part of the 2.2 million SME businesses driving the Australian economy. With a customer first obsession, we provide them with an alternative source of capital to balance cash flow and enable future growth.

We understand that dynamic, innovative businesses often move faster than traditional valuations. When considering an application for a loan, we look at more than just assets or collateral. We also consider business activity and multiple sources of industry data to obtain a more holistic view of a business’s position. As a result, we can approve more loans than many other lenders, while still lending responsibly.

Our “customer first” approach means you still get good old-fashioned service from our highly skilled financial specialists who carry a wealth of banking experience. But more than that, you also benefit from our team’s business insights and ongoing support.

At Banjo we are committed to making a difference to your business to help you grow.

Banjo. Business Loans.

The Leadership Team

Guy Callaghan

Guy Callaghan

Chief Executive Officer

I have been involved in financial services for over 25 years, starting in the UK and moving to Melbourne in 2000.

As an ex-Olympic swimmer, I am driven to succeed in everything I do as well as helping those around me achieve their goals. I love seeing our clients and partners grow and succeed. I believe we have a responsibility to help drive the sustained growth of Australian SME's by allowing them to access the funds they need to succeed.

LinkedIn Profile
Andrew Colliver

Andrew Colliver

Executive Director & Co-founder

I have over 25 years experience in financial markets, both in Australia and overseas, including Managing Director Business Performance at NAB.

I really believe small business is the heart and soul of the economy, and I’m passionate about using my knowledge and experience to create a better lending environment. At the end of the day, this is what Banjo is all about.

LinkedIn Profile
Stephen Murphy

Stephen Murphy

Chief Operating Officer

My most recent role was as a Lead Business Analyst at NAB. But over the past 25 years I’ve worked at some of the biggest companies in Australia and N.Z.

As much as I respect the big end of town, it’s the small business owners putting everything on the line that I really admire. I want to use my skills and experience to provide them with a better option for borrowing.

LinkedIn Profile
Julian Hedt

Julian Hedt

Chief Technology Officer

I’m the tech guy. In the past, I’ve led projects and departments at NAB, Telstra, the Department of Health and Infosys. To me, technology is providing small business with so many fantastic opportunities for growth.

If you look at what we’re doing here, it’s a completely different way of thinking about lending and better outcomes for businesses; it couldn’t have happened even 10 years ago.

LinkedIn Profile
Andrew Fitzpatrick

Andrew Fitzpatrick

Chief Financial Officer

My passion is helping businesses and their people solve the problems that hold them back from living the life they dream of. I’m very lucky to have the opportunity to utilise my diverse 20-year working background at Banjo.

Business owners deserve a better way to access the investment they need to thrive. We love being able to help these people every single day take a leap forward toward their definition of success.

LinkedIn Profile

Media

Financial Review

Financial Review

“Aura High Yield Fund backs Banjo lending”

The Sydney Morning Herald

“Alternative lending must come of age”

Canstar

“banjo: Improving SME access to finance”

Financial Review

Financial Review

“Former NAB exec raise millions to take on big four in small business loans with Banjo”

Omni Channel Media

“Ex-Nab Exec Strings a New Line of Credit with Banjo”

Anthill Online

“This fintech disruptor is taking on the big banks to take the pain out of business borrowing for SMEs”

Finder

“How does taking a selfie make applying for a business loan easier?”