Loans that reward good businesses

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Borrow $20,000 to $250,000 starting from

10.7% *pa unsecured

Easy online application
Quick decisions & funding
Unsecured loans

Better rates for better businesses
No exit fees
Easy re-borrowing

Disclaimer*

Banjo in the media

Business loans made quick and easy

No paperwork

As a business owner your time is precious so Banjo enables you to apply for a loan entirely online in as little as 10 minutes.

Fast funds

Borrow from $20,000 to $250,000 with funds deposited in your account in as little as 24 hours following acceptance of a loan offer.

Easy re-borrowing

If you need to borrow from Banjo again you can quickly apply for a new loan with just a few clicks.

Get started Is my business eligible to apply?

Business finance as it should be

Better rates for better businesses

We believe that strong businesses should not have to subsidise weak ones. Our loans offer lower interest rates for stronger businesses.

Unsecured loans

We believe that if you’ve proven yourself in business you shouldn’t have to bet the house to get a loan. Our loans don’t require security over your personal assets*.

Good, old-fashioned service

Despite being an online lender, we love to talk. Our local Australian team of experienced bankers will provide you with the kind of service and support any business owner should expect.

Get started Is my business eligible to apply?

I found the Banjo website and loan product very clear to understand and the customer service was excellent. Banjo's prompt funding filled a short term inventory need for us and it's nice to know we can easily access more funding if we need it

Brett, Manufacturing Industry
Victoria

As an importer of raw materials, I often face a cash squeeze between shipments. Using Banjo enables me to clear shipments fast and keep a healthy inventory. I would absolutely recommend Banjo to anyone needing cash-flow flexibility

Denis, Food Industry
New South Wales

The process was so easy and fast. You might be hi tech but we loved the old fashioned service combined with new age technology. 100% better than dealing with the bank!

Craig, Construction Industry
Queensland

How it works

Apply online

Complete the online application in around 10 minutes.

Get approved

We review and approve an application in a couple of hours.

Receive your funds

Funds can be transferred directly to your account in as little as 24 hours (maximum of 72 hours).

Find out more

Is my business eligible to apply?

Eligible*

Not Eligible

At least 2 years in business

Personal loans

At least $500,000 pa in revenue

Loans to new businesses

Business loan repayment calculator

How much do you need?

$20,000

$250,000

Repayment

My business performance is

Weekly Interest Amount^

$12

Total Weekly Repayment

$1,457

Unsecured

6 months term

No early exit fees

^ This calculator provides an indication of typical average interest costs and repayments. The actual interest and repayments will vary based on your individual circumstances. Fees and terms and conditions apply, including a 1.5% upfront fee on each advance. The repayments set out above are inclusive of interest. Interest is calculated upfront and charged in graduated instalments.

Request a callback

Call us on

1300 22 65 65

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* Disclaimer: Fees, lending criteria, terms and conditions apply including a 1.5% upfront fee on each advance. Actual interest and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Interest is calculated upfront and charged in graduated instalments. While Banjo does not take security over assets, director guarantees may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.