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Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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Banjo business loans for this purpose range from $20k to $2m*, sized to the debt and the business's trading position.

Existing payment plans, accruing general interest charge, and current ATO debt not yet on a plan can all be considered — talk to Banjo about the specifics of your client's situation.

No. You can enquire and get an indicative answer on their behalf. Deeper client involvement only happens once there's a deal worth progressing.

No. The initial assessment is designed to check suitability and give you indicative terms without impacting your client's credit file. Read more here.

Applications can be submitted online via Banjo's website, or through an accredited commercial finance broker. Our process is designed to minimise paperwork and maximise speed. 

Absolutely. We work closely with accredited brokers through our dedicated BDM team, offering support, tools and fast turnaround across all franchise lending scenarios, including greenfield. 

Yes. Banjo has a team experienced in franchise finance who understand the nuances of franchising and can guide you through the process. Call 1300 22 65 65 to discuss your scenario. 

Franchisors can apply to have their franchise system accredited with Banjo. Accreditation helps us understand your network, operating model, franchisee support and trading benchmarks, so we can assess eligible franchisees more efficiently. The process is generally quick, and once accredited, your franchisees can access all types of Banjo funding, including greenfield. Contact Banjo's Franchise team to get started. 

Yes. Whether you're purchasing an additional established site, opening a new greenfield location, or growing a portfolio of franchise businesses, we can structure funding around your growth plans, for single-site operators scaling up and experienced multi-site groups alike. 

Our commitment to you

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* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.