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Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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Your business might be growing, but is it ready for funding?

At Banjo, we make it easier for business owners to access fast, flexible funding when it’s needed most. Whether you’re expanding, hiring, or smoothing out cash flow, being loan-ready means having your ducks in a row so you can seize opportunities with confidence.

Banjo's key eligibility criteria:

  • You've been trading for at least 12 months
  • Your business generates $500K+ in annual turnover
  • You’re an Australian-based company
  • You can provide bank statements, financials, and a clear business purpose

Loan-ready checklist:

  • Your ABN and business structure are up-to-date
  • You have access to recent financials (P&L, balance sheet)
  • You can articulate how funding will support growth or solve a challenge
  • Your BAS and ATO obligations are in good standing, or you have a plan to manage them
At Banjo we look beyond the numbers to understand your business story. When you’re loan-ready, you’re growth-ready.
Ready? Contact your broker or talk to Banjo

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Our commitment to you

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* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.