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Business lending

Business lending

Simple, swift working capital and asset finance to help growth-driven businesses to develop and succeed.

Banjo Express

Get fast access to funds with less paperwork

Flexi Working Capital Loans

Get up to 4 months interest expense only repayments with

Single Pay Loans

Get a bridging finance facility to release working capital

Working Capital Loans

Get cashflow funding options to help growth

Asset & Equipment Finance

Get a flexible asset loan to finance assets and business moving forward

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Running a business is rewarding, but it can also be relentless and challenging.

Maintaining a healthy mindset is essential for navigating ups and downs, making clear decisions, and sustaining both your wellbeing and your business success. By focusing on your mindset, you set yourself up for resilience and growth in every aspect of your work.
Business professional striking a dynamic pose on a desk with a laptop and documents, symbolising balance and a healthy business mindset.

Celebrate your wins, both big and small

Don’t just focus on what’s left to do. Make a habit of listing your achievements, no matter how small they seem. Celebrate new clients, closed deals, and positive feedback. These reminders help reinforce that you belong and are making real progress.

Find balance between the dance floor and the balcony

It’s easy to get bogged down in the daily hustle (the dance floor), make time to step back and reflect (the balcony). Regularly schedule moments to look at the bigger picture, acknowledge how far you’ve come, and plan your next moves with clarity.

Watch for early warning signs of burnout

Pay attention to changes in your sleep, energy, or eating habits. Notice if you’re withdrawing from social catchups or feeling unusually fatigued. These can be early signs that you need to pause and recharge before burnout sets in.

Check in every day, not just once a year

Don’t wait for a special occasion to ask, “Are you okay?” Make it a daily habit to check in with colleagues and friends. A simple coffee and a genuine chat can make a world of difference to someone’s wellbeing.

Ditch the glory of the grind

Being “stupid busy” isn’t a badge of honour. Challenge yourself to set reasonable workloads and prioritise healthy sleep. Remember, you’re more effective, and happier, when you’re well-rested and not running on empty.

Interested in learning more about mental wellbeing?

Access the Mindset Matters for Business Owners webinar.

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* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.

Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.