Franchises: Under pressure but still finding ways to grow

More than other sectors, franchises are feeling the drag of Australia’s persistent inflation.

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A special franchise snapshot from the SME Compass Report 2026, built to help you navigate the pressure points, plan smarter and make better funding decisions for the year ahead.

Inflation, broader economic uncertainty and policy settings are creating a high-pressure operating environment.
Franchises are reporting stronger confidence and revenue performance than many other SMEs despite continued pressure.
Accessing the right finance remains a blocker for some networks, making funding strategy central to growth plans.

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SME Compass Report 2026 | Franchise

Helping hard working Australian businesses to continue to grow

Banjo is a team who understands that small to medium-sized businesses are the engine room of our economies, cities and communities. Our mission is to power their growth through simple, smart financial solutions. We make it easier for businesses to access the right finance they need to move forward. Since 2015, Banjo has provided nearly $1 billion in loans to thousands of businesses across Australia. We’re proud to assist in helping businesses to reach the next chapter in their development and success.

Copyright © 2026 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.

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