How it works

Our application process is convenient, easy and quick.

Apply online

Access the online application from your laptop, desktop, tablet or mobile. Apply in around 10 minutes.

We bring all the relevant information together

Traditional lenders usually only look at assets and collateral when evaluating loan applications. However by linking your accounting software, we can also consider your business activity. That way, we can approve more loans than many other lenders. It also means a faster application process with less paperwork.

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Define your business goals

At Banjo, we believe our job is to combine the power of data with the passion of business owners. So after we receive your application, one of our team will give you a call to discuss how we can help your business grow.

Funds transferred to your account

Once approved, your loan schedule of payments and documentation will be sent electronically. You can accept by e-signature, and nominate the bank account where you would like the funds transferred. We’ll send you an SMS confirming the transfer.

Grow your business

With the funds in your account, you can grow your business. And remember, once your Banjo loan has been approved, you can apply for additional funds without supplying any more information. So your business can respond to day-to-day needs and plan for the future.